All teens want to have cars of their own these days. Having a car is a sing of success, adulthood and draws a lot of attention, so there’s wonder that the peer pressure is high and the teen will ask you for a car on a regular basis.

Buying an auto to a teen driver always involves a lot of stress both for his parents and for him as well.

And while the elders think about the insurance rates and the safety of their kid behind the wheel, teens usually think about how they can compare to their friends and colleagues that already have a vehicle of their own.

However, in the and most parents give up and get their teens a car, advocating that they should learn how to drive, and it’s better done earlier. Maybe it’s not a personal car from the start, but it’s the first step for your teen.

Still, when your kid finally receives a driver’s license, it will be quite hard to postpone the visit to a local car dealer, since your teen will be taking the family car on a regular basis. And while being concerned about the safety of the car for their teen, most parents also think a lot about proper insurance coverage that costs a lot for young drivers.

As a matter of fact the rates you’ll be charged with for insuring your teen could be times the amount you pay for your insurance premiums, and if you don’t know the methods of lowering insurance costs this could be a heavy burden for your budget.

A good insurance agent can help get a good policy for your teen driver, but sometimes it’s just not enough.

Here are some ways you can get the cheapest car insurance for a teen driver. The best solution is combining all of these methods in order to get real cheap car insurance, however it’s evident that for some young drivers it will be hard to follow all of them.

1. Adjust the deductibles.

This is probably the most common tip for making any type of insurance less costly. A deductible is the amount of money you have to pay upfront from own pocket before you can actually make a claim. When the deductibles are high, the premiums are low, and visa versa.

So make sure to raise the deductible, but be realistic about the amount as you do not want to deal with a sum that you’ll have trouble finding when it’s needed.

2. Improve the safety of the car.

When analyzing the costs of insuring a teen driver, insurance providers always take safety features of the car into consideration. If the car has alarm system, additional seat belts, anti-lock brakes as well as anti-theft devices installed than the rates are likely to be much lower.

If the car doesn’t have the necessary features you can install them on your own and ask the company to revise the premiums later.

3. Include the teenager to your insurance policy.

Some insurance companies permit the parents to include their teens to their policies. If your insurance provider allows this, make sure to do so as you will save a lot of money with only a minor raise in your rates compared to astronomical premiums with a separate insurance policy for your teen.